Capital Gains Tax Estimator (STCG / LTCG)

Short-Term Capital Gains (STCG) apply when shares are sold within a shorter holding period defined by law, while Long-Term Capital Gains (LTCG) apply beyond that threshold. The two are typically taxed at different rates, with long-term holdings often taxed more favorably.

It gives a close statutory estimate based on the holding period and exemption rules you select. Your actual tax liability can be affected by other income, applicable surcharge and cess, and jurisdiction-specific rules, so this should not replace advice from a qualified tax professional.

Many jurisdictions, including India, exempt long-term gains up to a certain annual threshold before tax applies to the excess. These exemption limits and rates are set by law and can change, so the calculator lets you select the applicable rate and exemption rather than hardcoding one permanently.

In most tax systems, realized capital losses can be set off against capital gains of the same type in the same year, and unused losses can often be carried forward to future years subject to specific rules — this calculator focuses on the gains/tax calculation itself rather than loss carry-forward tracking.