Capital Gains Tax Calculator (Budget 2024 Rules)

Listed shares and equity mutual funds become long-term after 12 months of holding; property, gold, and debt funds need 24 months to qualify for long-term rates.

Yes — the ₹1.25 lakh long-term equity exemption is an annual threshold, not a one-time allowance, so it resets each financial year.

Short-term losses can offset both short- and long-term gains, while long-term losses can only offset long-term gains — this calculator computes the tax on the net figure you enter.

Short-term capital gains on listed equity shares and equity mutual funds held for up to 12 months are taxed at a flat rate, separate from your regular income tax slab.

Indexation benefit on property sales was removed for transfers made after the Budget 2024 changes. Taxpayers who acquired the property before that change may be able to choose between the old rate with indexation and the new lower rate without it, depending on the transitional rule that applies to their sale.